THE HOME-BUYING PROCESS Purchasing a home is most likely the largest investment you will make. We are here to help you every step of the way. CONTACT YOUR AGENT Contact your Semonin Realtors® agent to discuss your wants, needs, timeline, and recieve counseling about the buying process. Don't have a Semonin REALTOR®? Search our network of experienced agents. FINANCING AND MORTGAGE PRE-APPROVAL  When you receive a mortgage pre-approval, you have more negotiation power during the home buying process, and you learn the price range to focus your home search upon. As a full-service brokerage, Semonin Realtors® has an in-house mortgage lender ready and willing to help you with your home financing needs. Prosperity Home Mortgage consultants are located in every Semonin sales office for your convenience. PREVIEW HOMES AND COMMUNITIES  Your Semonin REALTOR® uses a scheduling software to piece together an appropriate schedule for Showings at the listings of your choosing. This is the perfect opportunity for you to see, "feel," and get an idea of your potential new home. Search for virtually any home in Kentuckiana using Semonin.com. All brokerage offered real estate listings in our marketplace appear on this website. Below are some of the search methods available.   Use our quick search feature. Search by address, county, street number, street name, zip code, or MLS number. Create your own personal Property Watch account to save your search criteria, favorite properties, receive e-mail alerts and more. Find upcoming Open Houses.   IDENTIFY "THE ONE" At some point, through a process of elimination, you will find a home which closely matches the wants and needs you have come to identify in your home search.  MAKE AN OFFER  Writing an offer is your official response to the seller of the home that you are interested in buying. Your Semonin REALTOR® will guide you through the details of what can bring a strong offer. NEGOTIATE THE OFFER Not all buyers and sellers are thinking exactly the same thing when it comes to transferring legal ownership of a home. After the contract is submitted, your Semonin REALTOR® will negotiate the purchase of the home and continue to communicate with you every step of the way. FINALIZE CONTRACT & MORTGAGE PAPERWORK Now that the seller has agreed to all of the terms, your Semonin REALTOR® will guide you through finalizing the papework. Make sure you set up home insurance and arrange an inspection. CLOSING DAY This is where you meet to sign the legal papers to transfer ownership. Your Semonin REALTOR® will be by your side as you sign the paperwork to purchase your new home. MOVE IN It’s time to make your house a home with your own special touches and memories. Remember to contact the utility companies, post office, friends and family, and all individuals and entities that knew you by your old address.